Rev:July2024
FACTS
WHAT DOES BANCSTAR, INC. DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or
service you have with us. This information can include: *Social Security number
*Income *Account balances *Payment history *Credit history *Credit scores
All financial companies need to share customers' personal information to run their
everyday business. In the section below, we list the reasons financial companies can
share their customers' personal information; the reasons BancStar, Inc. chooses to
share; and whether you can limit this sharing.
Reasons we can share your personal
Does BancStar, Inc.
For our everyday business purposes
such as to process your transactions,
maintain your account(s), respond to
court orders and legal investigations, or
report to credit bureaus
Yes
No
For our marketing purposes to offer
our products and services to you
Yes
Yes
For joint marketing with other
financial companies
Yes
Yes
For our affiliates' everyday business
purposes information about your
transactions and experiences
No
No
For our affiliates' everyday business
purposes information about your
creditworthiness
No
No
For non-affiliates to market to you
Yes
Yes
To limit sharing
Go to www.bank-star.com, click on the link *Opt-out
information sharing* on the bottom of the page or call
us toll-free 1-888-671-STAR (7827).
Please note:
If you are a new customer, we can begin sharing your
information 30 days from the date we sent and provide
you with this notice. When you are no longer our
customer, we continue to share your information as
described in this notice. However, you can contact us
at any time to limit our sharing.
Call toll-free 1-888-671-STAR (7827) or go to www.bank-star.com.
Rev:July2024
Page 2
Who We Are
Who is providing this
notice?
BancStar, Inc. means the following institution: Bank Star
What We Do
How does BancStar,
Inc. protect my
personal
information?
To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings. We also
maintain other physical, electronic and procedural safeguards to protect
this information and we limit access to information to those employees for
whom access is appropriate.
How does BancStar,
Inc. collect my
personal
information?
We collect your personal information, for example, when you *Open an
account *Deposit money *Pay your bills *Apply for a loan *Use your credit
or debit card. We also collect your personal information from others, such
as credit bureaus, affiliates, or other companies.
Why can't I limit all
sharing?
Federal law gives you the right to limit only *sharing for affiliates' everyday
business purposes - information about your creditworthiness *affiliates from
using your information to market to you *sharing for non-affiliates to market
to you State laws and individual companies may give you additional rights
to limit sharing.
What happens when I
limit sharing for an
account I hold jointly
with someone else?
Your choices will apply to everyone on your account.
Affiliates
Companies related by common ownership or control. They can be financial
and non-financial companies. *Our affiliates include: *Companies with a
Bank Star name
Non-affiliates
Companies not related by common ownership or control. They can be
financial and non-financial companies. *BancStar, Inc. does not share with
non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that
together market financial products or services to you. *Our joint marketing
partners include club account/fraud protection companies.
Rev:July2024
MOBILE PRIVACY DISCLOSURE
FACTS
WHAT DOES BANCSTAR, INC. DO WITH YOUR PERSONAL INFORMATION
FROM THE MOBILE APPLICATION?
The mobile application requests access to information stored on your device such
as location, camera, contacts, or other features you are enrolled in to enrich and
simplify your own user experience and improve our services, as well as provide
additional security to protect your account.
It is important for you to understand that:
• Before granting access to this information, you will be prompted to give the
application that permission.
• If you do not wish to grant that permission, you may decline.
If you later change your mind, those permissions can be updated in your device's
settings.
Some examples of information your app will request access to are:
• Location
• Contacts
• Camera
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
The application information is retained in accordance with state and federal record
retention laws. Please contact us to determine specific timeframes for your personal
stored information and if that information may be deleted.
Please contact Bank Star at 1-888-671-STAR (7287) regarding questions about the
information included in this Mobile Privacy Disclosure or questions about this
application.
You can also access the bank’s full Privacy Policy at www.bank-star.com.
