Best Missouri Bank - Bank Star One  

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Bank Star Debit Card


Instant Issue
Let your debit card reflect your personality! Now you can customize your Bank Star Debit Card with a picture of your choosing and it's all done instantly! Add your own photo to add security to your card or a favorite photo. A selection of stock scenery photos are also available.

Use your Bank Star Debit Card to get cash at more than 16,000 ATMs nationwide—FREE! For information on the nearest MoneyPass ATMs, go to and enter a zip code.

Allpoint ATM Network
For Bank Star (Pacific) customers only: use your Bank Star debit card with NO FEES at more than 43,000 Allpoint ATM machines conveniently located in CVS and Walgreens Pharmacies, 7-Eleven convenience stores, Target stores, Speedway, Kroger, Circle K, Costco, Safeway, Winn-Dixie and Sunoco A-Plus locations. You can also access Allpoint ATMs in Canada, Mexico, the United Kingdom, Puerto Rico and Australia. To find the nearest Allpoint ATM, go to or download the Allpoint ATM locator from your App Store.

Use your Bank Star Debit Card instead of a check
Just use your Bank Star Debit Card to make purchases and the money is automatically deducted from your checking account and, since it's a debit card, you pay no interest. No more check approvals. No more searching for IDs. No more check writing hassles. It's a quick and easy alternative to check writing. And it's free.

The Bank Star Debit Card is an ATM card and much more
The Bank Star Debit Card is the most convenient card to have. In addition to being a bank card, it's also your ATM card, good at CIRRUS ATMs located in Missouri, and all over the world. Get cash, check balances, transfer funds 24 hours a day, seven days a week. Think of your Bank Star Debit Card as your ATM card and checkbook all in one!

Using your Bank Star Debit Card is easy
Simply use your Bank Star Debit Card when paying for everyday purchases like groceries, gas, or at restaurants. It's great to use at businesses that don't accept checks. The Bank Star Debit Card is safer and more convenient than carrying cash.

Record Keeping is Simple and Accurate
Every time you use your Bank Star Debit Card, you get a receipt. All your purchases and ATM transactions are then completely itemized on your monthly statement. All the detail is recorded where you used your card, the date and the purchase amount. Tracking expenses and how much you spend is easy.

Added Debit Card Protection
For added debit card protection, get enhanced security from MasterCard.  To sign up, click on the appropriate link below:

Apply TODAY!

Simply complete and return an application or visit any location to apply for your Bank Star Debit Card.  When approved, you will receive your Bank Star Debit Card by mail.  Your PIN (Personal Identification Number) will arrive in the mail separately a few days later.  For your account security, you will need to contact the bank to activate your card.  You may use the PIN that has been assigned to your account or come by the bank and select a PIN to start using your Bank Star Debit Card immediately.


What You Need to Know About Overdrafts and Overdraft Fees

An overdraft occurs when you do not have enough money in your account to cover a paid transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

  1. We have standard overdraft practices that come with your account.

  2. We also offer overdraft protection plans, such as a link to another deposit account or a line-of-credit loan, which may be a less expensive option than our standard overdraft practices. To learn more, ask us about these plans.

This notice explains our standard overdraft practices.

What are the standard overdraft practices that come with my account?

We do authorize and pay overdrafts for the following types of transactions:

  • Check and other transactions made using your checking account number
  • Automatic bill payments

We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):

  • ATM transactions
  • Everyday debit card transactions

We pay overdrafts at our discretion, which means that we do not guarantee that we will always authorize and pay any type of transaction that results in an overdraft.

If we do not authorize an overdraft, your transactions will be declined.

What fees will be charged if bank Star pays my overdraft?

Under our standard overdraft practices, any transaction that results in an overdraft of $5.01 or more, will result in a charge of up to $29.75 per item. There is a limit of 6 items per account per day on which fees will be charged for overdraft.

What if I want Bank Star to authorize and pay overdrafts on my ATM and everyday debit card transactions?

If you also want Bank Star to authorize and pay overdrafts on ATM and everyday debit card transactions, complete the form below or call

  • Bank Star of Pacific: 636-257-2265
  • Bank Star One: 573-642-3352


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Privacy Policy : Contact Us
Bank Star 24-Hour Hotline
888-671-STAR or 888-671-7827
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